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The snow has come, and families and friends are heading out to enjoy it. Hitting the slopes, climbing a hill to slide down, or lacing up your skates are lots of fun. But, these winter safety tips for sledding, skating and skiing will help prevent injury and lessen your chances of having to visit the emergency department.

Sledding Safety Tips

• Wear an approved helmet.
• Choose a hill away from roads, parking lots and ponds.
• Don’t slide near trees, rocks or other obstacles.
• Slide down the middle of the hill. Climb up the side. Avoid icy areas.
• When you get to the bottom, move out of the way quickly.
• Don’t

Take time this fall to plan for a healthy new year. From reviewing your health insurance plan to scheduling needed vaccines, use our simple end-of-the-year health checklist to help you stay on top of your health.

Insurance and Planning Checklist

Health Insurance: Review your current health insurance plan and see if it still meets your needs. If not, consider enrolling in a new plan. 

Flexible Spending Account (FSA): Check the balance of your FSA to make sure you use the funds before the end of the year. Unused funds may not roll over to the next year. 

Vacation: If you have unused time, schedule